Tor Financial Planning Ltd - New Forest Ponies INDEPENDENT FINANCIAL ADVISERS & WEALTH MANAGERS Our focus is to provide you with peace of mind through smart financial decisions

Our commitment to you

Tor Financial Planning Limited, based in Lymington Hampshire, is a fee-only financial adviser and wealth management firm with a difference.  We have one aim which is to help you live the life that you want through making smart financial decisions.

We do this by understanding you and your financial ambitions and providing impartial independent financial advice to give you the outcomes you really want.

Since we started out in 2009 we have been committed to maintaining the highest of professional standards and today we are proud to be Chartered Financial Planners, a highly selective national association of advisory firms that sets the fiduciary excellence benchmark. We put our clients’ interests first and have the rare Chartered Financial Planners certification to prove it.

CII Financial Planners

The Chartered Insurance Institute is the country’s leading professional association of financial advisors.

Our approach

Our work at Tor is based on evidence. Research demonstrates that when it comes to wealth and enjoying life, successful people share a similar outlook:

  • Making smart decisions with money
  • Improving their position by thinking ahead (especially about tax)
  • Providing security for their family
  • Preserving their wealth and protecting assets
  • Making a difference in their community

Our financial planning and wealth management service addresses all these concerns, but each client is unique which is why we prioritise defining your personal values and goals before we bring our expertise to bear.

Simpler is better

Simpler is better

We try to keep things as uncomplicated as possible, unless there is a clear need for more complex solutions in order to achieve your objectives.

Lower cost is better

Lower cost is better

We always try to use lower-cost investment solutions first.

Less risk is better

Less risk is better

Some clients may be inclined to take more risk with their investments, but is it necessary in order to achieve your objectives?

Less tax is better

Less tax is better

We always try to minimise the amount of tax you pay so you get to keep more of what you make.

Evidence based

Evidence based

Research and structure are the foundations of our evidence-based solutions which guide our approach to helping our clients achieve financial peace of mind.

Fiduciary responsibility

Fiduciary responsibility

As Independent Financial Advisers we have an obligation to put client interests ahead of our own.

Qualified professionals

Qualified professionals

We have a commitment to providing the highest level of advice. Our advisory staff members are required to obtain and/or maintain a Chartered Financial Planner designation.

Our standards

We are committed to maintaining the highest of professional standards.

Our clients can expect:

  • Confidentiality
  • Professionalism
  • Courtesy and respect
  • An appreciation of what is important to them
  • Advice that is clear and easy to understand

Our charges

We believe our clients should clearly understand and appreciate the value that we can bring to them and the fees that we charge.  They are:

  • Clearly explained – reflective of the work undertaken by us
  • Transparent – plainly shown in our engagement documents
  • Consistent – intended for the long term

Get the right team on your side

We are here for you as your personal wealth adviser and appreciate the importance of integrity, professionalism and impartiality; values that underpin the wealth management and investment consulting we provide. Whatever happens, whether you need a sounding board and some clear advice or a comprehensive financial planning solution – you need a relationship you can trust.

Get in touch

Take your first step towards financial peace of mind and call us or fill out our quick contact form on our contact page and we will be in touch to help you get started.